Welcome to the Social Security Retirement Income blog!

If you're reading this page, chances are you're a baby boomer getting ready to make important decisions about Social Security. Well, you are in the right place... It's my goal to make this blog your ultimate guide to understanding Social Security retirement benefits.

The one question every baby boomer will need to answer soon is "when should I start taking Social Security?"

Unfortunately, the answer to that question is more complicated than you may think. There are very few rules of thumb regarding Social Security, and even if there were, everyone is different. The decision when to take Social Security will depend on a number of factors including your income, net worth, health, family history, life expectancy, income and retirement goals, and much, much more.

Many people disregard Social Security when they are doing retirement planning because they believe that Social Security will go broke before they are old enough to start collecting, or they believe it won't be enough to make a difference in their retirement plan. Social Security is a lot more valuable than most people realize. Here are a few things to consider.

- First, it is a lifetime annuity. Once you start getting it, it keeps coming until you die.

- Second, it's inflation-protected; Social Security retirement benefits receive an annual cost-of-living adjustment (COLA) to help you keep up with rising prices. With the power of compounding, these annual bumps can really start to add up over the years. This aspect is often overlooked by individuals getting ready to retire.

- Third, there is right of survivorship. So when one spouse dies, the other can continue to receive the higher of the two benefits until they die, too.

As you can see, Social Security can be a very important source of retirement. In this blog, I'll teach you how Social Security works, the role it plays in your retirement, how to boost your retirement benefits, how to evaluate when you should apply for benefits and much more.

It is my goal to help you learn as much about Social Security retirement benefits as possible, so you can make an informed decision and get the benefits you are entitled to.

Ready to get started? Head on over to the blog for articles, tips and advice on how to get the most out of your Social Security retirement benefits.